Many first-time VA buyers believe they can’t purchase a manufactured home with a VA loan. But that’s far from the truth! The VA loan program does allow financing for manufactured homes—provided they meet specific requirements. VA loans are ...

Buying a home as a veteran or active-duty service member is more than just a milestone—it’s an opportunity to harness VA mortgage benefits that save you money and stress. The challenge? Navigating the different VA loan options and ...

Most people know VA loans offer unique advantages—like no down payment or private mortgage insurance (PMI). But the official guidelines actually leave room for more flexibility than many lenders advertise. Let’s sort through the confusion, highlight your real ...

How to Use Your Tax Refund to Buy or Refinance Your Home Tax refunds offer a unique opportunity to make a meaningful financial impact. With the average tax refund in 2023 standing at $2,753, many people wonder how ...

The Hidden Risks of Not Living in Your Government-Backed Home Purchasing a home with a government-backed loan comes with a set of occupancy rules and regulations many may not be fully aware of. Among these, one of the ...

The holiday season is an exciting time filled with gift-giving, celebrations, and family traditions. But for homebuyers—whether you’re currently pre-approved for a mortgage or planning to buy in the next six months—the holidays can also be a risky ...

Myth: “VA Loans Are Denied at a Higher Rate” – The Reality Behind the Myth One of the most common misconceptions about VA loans is that they are more likely to be denied than other types of loans. ...

If you’ve been wondering, “Is it time to refinance my 2-1 buydown?”, you’re not alone. With interest rates fluctuating, many homeowners are considering their options. Refinancing your 2-1 buydown could lead to lower payments, improved loan terms, or ...

Refinancing your mortgage can be a great way to lower your monthly payments or interest rates. But lately, you’ve likely seen lenders offering what they call free refinances. It sounds enticing, but are these offers truly free? Let’s ...

Refinancing your mortgage can be a great way to lower monthly payments, save on interest, or adjust the terms of your loan. But deciding when to refinance isn’t always straightforward. It depends on a combination of factors like ...