You earned your VA loan benefits. Let's put them to work
Our Vetted VA-trained loan experts will make your loan experience smooth and stress-free
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Do you qualify for a VA Loan?
Understanding the requirements for VA loan qualification is the first step toward homeownership.
Check your eligibility
Service requirements
You need at least 90 continuous days of service. Regardless of when you served, we can help determine if you or your spouse qualifies.
Credit requirements
You can qualify for a VA loan with a credit score as low as 580. If your score is slightly lower, we can still assist you.
Financial requirements
Keep debt under 50% of income and have funds for closing costs (3-6% of the loan). No down payment needed.
VA Loan benefits
VA loans offer unmatched benefits that make homeownership more accessible and affordable for those who have served our country.
No down payment required on most loans
No private mortgage insurance (PMI)
Competitive interest rates
Flexible credit requirements
See why our customers love us
Trusted by Veterans and homebuyers nationwide
4.9 from 246 reviews
From the start working with them has been quick and easy. They are very knowledgeable when it comes to VA loans.
Melissa H
I have never worked with anybody that did a VA loan as quick as you, I will tell everybody about you. Fantastic job thank you.
Lynn D
Many people told us we couldn’t by a house but be my neighbor made it happen. If you want to use your VA loan this is definitely the team you should work with!!! We are truly greatfull!!!
Robert L
Despite all the set backs and ridiculous circumstance outside of BMN, we had the BEST experience with this brokerage!
Hampey’s F
I appreciate the work and time the team at Be My Neighbor put in. We are so happy with our new home, and we look forward to enjoying Sunny Florida!
Danielle G
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The VA loan experts you deserve
Our partnership with VettedVA means you're working with pros who know VA Loans inside and out. With 30+ hours of training, our team simplifies the process and explores all your options—so you get the loan that's right for you.
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FAQ’s
Find answers to common questions about VA loans and the application process.
Talk to VA Loan Expert
What is a VA loan?
A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs. It helps service members, Veterans, and eligible surviving spouses become homeowners by offering competitive interest rates with no down payment and no private mortgage insurance requirements.
Who is eligible for a VA loan?
Eligibility is generally available to Veterans, active duty service members, and some members of the National Guard and Reserves who meet minimum service requirements. Surviving spouses of Veterans who died in service or from a service-connected disability may also be eligible.
Do I need a down payment for a VA loan?
No, VA loans typically don't require a down payment, which is one of their biggest benefits. However, making a down payment can reduce your VA funding fee and monthly payment.
What is the VA funding fee?
The VA funding fee is a one-time payment that helps offset the cost of the VA loan program to taxpayers. The fee varies based on your type of service, down payment amount, and whether it's your first time using a VA loan. Some Veterans, including those with service-connected disabilities, are exempt from this fee.
Can I use my VA loan benefit more than once?
A VA loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs. It helps service members, Veterans, and eligible surviving spouses become homeowners by offering competitive interest rates with no down payment and no private mortgage insurance requirements.
Who is eligible for a VA loan?
Yes, your VA loan benefit is reusable. You can use it multiple times, either by paying off one VA loan and getting another, or by having multiple VA loans at once (subject to entitlement limits).
What is a Certificate of Eligibility (COE)?
A Certificate of Eligibility (COE) is a document that verifies you are eligible for a VA loan. You can obtain your COE through the Department of Veteran Affairs or through your lender.
Are there limits to how much I can borrow with a VA loan?
As of 2020, there are no longer loan limits for Veterans with full entitlement. However, if you have reduced entitlement (for example, if you have an active VA loan or had a foreclosure), there may be limits to how much you can borrow without a down payment.
What types of properties can I buy with a VA loan?
VA loans can be used to purchase single-family homes, condos (in VA-approved projects), manufactured homes, and multi-unit properties (up to four units if the Veteran lives in one unit). The property must be your primary residence, not an investment property or vacation home.
NMLS 1743790
For information purposes only. This is not a commitment to lend or extend credit.
Information and/or dates are subject to change without notice. All loans are subject to credit approval.
Debt Does Deals, LLC D/B/A Be My Neighbor NMLS # 1743790 Equal Housing Opportunity, 2025 All Rights Reserved
